Florida Housing, First Time Homebuyer Course

Are you thinking about buying a home in Bay County, and need financial assistance?
This free, Required Homebuyers Educational course is the perfect first step to turn your dream into reality!

REHOUSE BAY – Read more about the program here:
ReHouse Bay provides up to $50,000 or $75,000 to eligible individuals and families towards down payment and closing costs (Eligibility is determined by household income) keeping up front costs and mortgage payments affordable.
First-Time Homebuyers Program, click here! https://nwfloridarealty.sites.c21.homes/files/2024/03/First-Time-Homebuyers-Program-1.pdf

Topics in this 6-hour course include:
Debt and credit for homebuyers
Homebuying process
Financial responsibilities of home ownership
Basic home care and maintenance

Why you should join:

• Plan for your future: Buying a home is a big decision. This course will equip you with the knowledge and resources you need to take the first step. The home buying process can take time, and this course will help you be prepared.
• Build your credit: Strong credit is essential for securing a mortgage. The course will provide guidance on improving your credit score.
• 2-year employment history is a must, and required weekly hours: This course is designed to help working families like yours achieve homeownership.
• Multiple programs available: There are financial assistance programs available to help you with the down payment and closing costs. This course will explore the options available and help you determine which one is right for you.

This course is open to all Bay County residents! The certificate is good for 3 years so there’s no pressure to rush into buying right away.

P.S. Share this with anyone you know who might be interested in buying a home in Bay County!

Join me in April click here! https://www.eventbrite.com/o/ufifas-extension-jackson-county-31058229331

IMPORTANT! This is a two-day class and both sessions are required to complete the course. The class that I am attending is on Tuesday, April 23rd and Tuesday, April 30th from 6:00 p.m. to 9:00 p.m. Central time.

There are two training locations available.

• Chipley, FL
• Panama City, FL

Please be sure to select the correct location during the registration process as seating is limited at each location. If you have a hard time selecting the correct class, give me a call and I can walk you through it, 850-896-2487.

ABOUT THE CLASS

This 6-hour course is designed to help you better understand the homebuying process, the financial responsibilities of homeownership, and basic home care and maintenance techniques to maintain the value of your home and save money on repairs.

This course is open to all participants, from individuals just beginning to those further along in the process. Completion of this course fulfills the homeownership education requirement for the SHIP and Rural Development programs. You are not required to apply for either of these programs to attend the class.

For persons with disabilities requiring special accommodations, please contact either Extension Office (TDD, via Florida Relay Service, 1-800-955-8771) at least ten working days prior to the class so that proper consideration may be given to the request.