Buyers March 8, 2024

Attention New Construction Buyers!

When considering the purchase of a new construction property, it’s important to take steps to ensure that you are getting the best possible deal. Keep in mind that everything is negotiable! You may be eligible for a range of benefits, including a VA discount, closing costs, prepaids, mortgage interest rate buy-down, manufacturing warranty, structural/contractor warranty, roof warranty, survey, elevation certificate (if required), and a termite bond at the time of closing.

To further protect your investment, it’s wise to review all HOA restrictions in the neighborhood and schedule an inspection that includes a Punch List to ensure that everything meets your standards. New constructions may also result in lower insurance bills, and a 4pt and wind mitigation report may not be required for insurance quotes.

Take control of your investment and make the most of your purchase – you deserve the best!

Search for homes for sale here!

Century 21 Ryan Realty, Danielle “Dani” Kemp
Cell 850-896-2487
8212 Thomas Dr. 
PCB, FL 32408
Buyers March 2, 2024

Foreclosures, let’s talk about it!

If you are interested in learning more about the foreclosure process, I would be happy to help you. I can offer you valuable information and guidance to help you understand the complexities of this process. It is important to note that foreclosure proceedings can be a challenging experience, and it is crucial to have a thorough understanding of your rights and choices. I am here to answer any questions you may have, and I can work with you to create a comprehensive strategy that meets your needs and goals. To schedule a consultation or learn more about our services, please contact me at your earliest convenience. I look forward to working with you and helping you navigate the foreclosure process confidently and peacefully.

Here are some useful resources to help you learn more about the foreclosure process:

The stages of the Foreclosure process:
Some say the easiest option to purchase a Foreclosure is to include a 203k loan, which adds 35k to the original loan for repairs through the Federal Housing Admin.
Here are the Pros & Cons of the Foreclosure Process:
Fannie Mae Foreclosures:
Freddie Mac:
HUD Homes:
Bank Foreclosure Sale:
Foreclosure Listings:
Auction:
Bay County Clerk of Courts, Foreclosure Auctions:
Buyers February 28, 2024

Attention Buyers & Investors!

Ask yourself these questions before you get started on your next Real Estate endeavor.

Should you start working on credit repair?
Have you been employed for 2 years without a gap of unemployment?
How much can you realistically afford? Working from the top of your budget could potentially be dangerous.
Is this a comfortable monthly payment for many years to come? 

Your next property purchase could easily become a 2+ year plan. Let’s talk about what I, as a buyer’s agent, can bring to the table for you during this process. I am here to help you, and your needs come first, whether investor or first time home buyer.. 

What’s important to you?
Seeking Seller Financing, Mortgage Assumption
Duplex & Multifamily Financing
USDA, VA & FHA Regulations
Rocket Mortgage FHA Loan Requirements
Figuring out the ROI, CAP RATE
Mason Title Closing Calculator
Foreclosures, Short Sales, Auctions
Age on HVAC, Hot Water Heater, Roof and Septic Tank (location)
Reviewing Flood Zones & Providing Insurance Quotes (by request)
Providing Projected Rental Income Quotes from Multiple Management Companies (long or short term)
Planning & Zoning contacts – Review questions and forward contacts
Reviewing Deed Restrictions, Covenants, R&R & FAQs
Utilizing a great list of resources available; lenders, inspectors appraisers, handyman, roofers, and contractors

CONDOS, COOPS & TOWNHOME BUYERS!

I have all access to the Beach Walker Condo Guide.
https://beachwalkercondoguide.net/

It is important to do your due diligence, and review everything important before going under contract. To include Board Meeting Minutes, FAQ, R&R, Financial and Budget Report. The milestone inspection requires buildings that are older than 30 years, above 3 stories or higher, are required to participate and the first deadline is Dec. 2024. It could lead to costly repairs, so be sure to inquire with the HOA on a timeline if applicable. Rules and Restrictions are changing, so be sure to follow along if it’s important to you. I always encourage all of my customers to do their due diligence and confirm all information deemed important. MK Webber Structural Engineering, Milestone Inspection Reports. 

THE FHA, 2024 HOMETOWN HEROES PROGRAM IS COMING SOON. Let me know if you’d like to be contacted as soon as it’s available! Contact Me Here!

I specialize in the Bay County and surrounding areas, and I am dedicated to providing top-notch service to each and every one of my clients. Whether you’re looking to buy or sell a residential or commercial property, I have the expertise and dedication to guide you through the process from start to finish.
I understand that real estate transactions can be complex and stressful, but with my experience and personalized attention, I am committed to making the process as smooth and seamless as possible for you. Whether you’re a first-time homebuyer, an experienced investor, or a business owner looking for the perfect commercial space, I am here to help you achieve your real estate goals.
So, if you’re in need of a dedicated and experienced real estate professional in the Panama City Beach area, don’t hesitate to reach out to me. I am passionate about helping my clients and look forward to the opportunity to assist you with all of your real estate needs. Contact me today to schedule an appointment and let’s explore your options together!

My LinkTree Website Gives You Access to:
My Active Listings
My Sold Listings

My Blogs
My Sign Up For C21 Zip Code Neighborhood News
Access to Search CPAR MLS
My RealSatisfied Customer Reviews
My Google Business Profile
My YouTube Profile
My Zillow Premier Profile
My Facebook Profile
A Financial Calculator
VA Approved Condo Location List
PCB FL Short Term Rental Rules Regulated
& So Much More!