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Buyers LUXURY Real Estate Market Overview for NW Florida Luxury Real Estate market overview for Northwest Florida! FREE MLS PROPERTY SEARCH HERE! Spanning from Destin to Dog Island, including; Destin, Miramar Beach, Santa Rosa Beach, Seaside, Rosemary Beach, 30A (broader corridor), Panama City Beach, Mexico Beach, Port St. Joe, Cape San Blas, St. George Island, and Dog Island. This reflects trends as of February […]
Buyers Mexico Beach, St. Joe Beach, Port St. Joe, The Cape, St. George Island Your Premier Real Estate Expert for Northwest Florida! As a dedicated and knowledgeable real estate professional, I specialize in providing exceptional service and expertise to clients buying or selling luxury homes, fine homes, and estates in Panama City, Panama City Beach, Mexico Beach, St. Joe Beach, Port St. Joe, The Cape, and St. George Island. […]
Buyers NW Florida Paradise – A Guide to Coastal Living Finding Your Coastal Home Discover the allure of Northwest Florida’s stunning coastline Northwest Florida, with its pristine beaches, crystal-clear waters, and vibrant communities, has long been a sought-after destination for those seeking a coastal lifestyle. From the bustling city of Pensacola to the serene shores of Destin and Panama City Beach, this region offers a […]
Buyers FAQ’s on $200k – $300K Mortgage What Income Do I Need to Afford a $200k? By: Peter Warden Updated By: Aleksandra Kadzielawski March 28, 2024 – 11 min read Expect to need at least $70K of income A yearly income of about $70,000 is generally needed for approval on a 200K mortgage. Remember, though, that this is just a rough estimation, and it hinges on certain […]
Buyers Attention Buyers & Sellers – Homes That Need A Little TLC! Great News for Consumers: Updated FHA 203(k) Program! By: Craig Berry Reviewed By: Aleksandra Kadzielawski www.themortgagereports.com July 11, 2024 – 4 min read Long-awaited updates to HUD’s FHA 203(k) program are here This week, the U.S. Department of Housing and Urban Development (HUD) announced a newly updated set of policies for its 203(k) program. The action follows a proposal made […]
Buyers Experts predict a potential market resurgence, if interest rates decline in September 2024. I get asked all the time about real estate in NW Florida, so I thought I’d share my opinion on what’s to come for the rest of the 2024 year, and into 2025. 🚨The housing market is dynamic and influenced by various factors, including interest rates. Many experts predict a potential market resurgence if interest […]
Buyers #OZ Opportunity Zones in Bay County, Florida   Opportunity Zones are designated by the U.S. Department of Treasury and offer tax breaks for investing in qualified areas. These areas are typically economically distressed. Here’s why #OpportunityZones are attractive investments: Tax Deferral: If you invest capital gains into a Qualified Opportunity Fund (QOF) within 180 days of selling an asset, you can defer paying […]
Buyers REALTORS® Are Worth Every Penny of Their Compensation Here’s a look at all the things — big and small — that an agent who is a REALTOR® may do to help clients when buying and selling a home. PRE-LISTING ACTIVITIES 1. Make appointment with seller for listing presentation 2. Send seller a written or e-mail confirmation of listing appointment and call to confirm […]
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Buyers HOMETOWN HEROES, FLORIDA HOUSING The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible community workforce. This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage interest […]
Buyers Step by Step, This is YOUR Homebuying Journey! Understanding the Long Haul Buying a home is a significant financial commitment that often requires patience and adaptability. Given the potential for setbacks, unexpected challenges, and fluctuating market conditions, a two-year planning horizon is prudent. This extended timeline allows for thorough preparation, financial stabilization, and strategic adjustments. Phase 1: Foundation Building (Year 1) Financial Assessment: […]
Sellers Study: Mid-April Is Prime Time for Real Estate Sales Realtor.com found the week of April 14 will be the best time to sell due to the mix of marketing conditions. Sellers on a national level could get $34,000 more than at the start of the year. SANTA CLARA, Calif. – Sellers nationwide will likely see the best conditions for listing prices, buyer demand and […]
Buyers National Association of REALTORS® Responds to President Joe Biden WASHINGTON – 2024 National Association of REALTORS® President Kevin Sears issued the following statement in response to President Biden’s remarks on lowering housing costs for American families: “While the National Association of REALTORS® appreciates President Biden’s continued focus on the affordable housing crisis, the President unfortunately repeated incorrect claims that the recently announced settlement agreement allows Americans […]
Buyers Attention New Construction Buyers! When considering the purchase of a new construction property, it’s important to take steps to ensure that you are getting the best possible deal. Keep in mind that everything is negotiable! You may be eligible for a range of benefits, including a VA discount, closing costs, prepaids, mortgage interest rate buy-down, manufacturing warranty, structural/contractor warranty, […]
Buyers Foreclosures, let’s talk about it! If you are interested in learning more about the foreclosure process, I would be happy to help you. I can offer you valuable information and guidance to help you understand the complexities of this process. It is important to note that foreclosure proceedings can be a challenging experience, and it is crucial to have a […]
Buyers Attention Buyers & Investors! Ask yourself these questions before you get started on your next Real Estate endeavor. Should you start working on credit repair? Have you been employed for 2 years without a gap of unemployment? How much can you realistically afford? Working from the top of your budget could potentially be dangerous. Is this a comfortable monthly […]
Sellers Attention Property Owners in Bay County, Florida Hey everyone, have you heard the news? This year’s Real Estate Season from Spring through Summer is going to be the best one yet! According to experts, the median sale price is expected to increase due to low inventory. To get the highest price for your home, here are some tips and tricks that you […]
Buyers Market Trends, Panama City Beach, FL, Condo, Townhouse & Apt. 32408 Calling all buyers in Panama City Beach, FL 32408! 🏡🌟🏠 The current market trends show a median sold price of $386,250 and a median days on the market of 60. With a 9.13 9.13-month supply of Inventory and the List to Sold Price percentage at 94.5%, there are plenty of opportunities for buyers to find […]
Sellers Attention Sellers in Panama City, FL 32405! 🏡 Attention Sellers in Panama City, FL 32405, the median Sold Price is currently $324,000. With the market trends showing a strong demand for homes in the area, now is the time to capitalize on your investment. Trust in the expertise of Danielle Kemp, REALTOR® at CENTURY 21 Ryan Realty to help you achieve your real […]
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